Website Crisil

Job Title: Data Analyst – Credit Risk
Company: CRISIL

About the Role

CRISIL is seeking a highly skilled and motivated Data Analyst – Credit Risk to join our dynamic team. This role is ideal for professionals who are passionate about data analysis, statistical modeling, and deriving actionable business insights from large and complex datasets. The successful candidate will leverage their analytical expertise to drive impactful business decisions in the BFSI domain, while managing projects and guiding a team of data professionals.

The position offers a unique opportunity to work in a collaborative and global environment, liaising with business stakeholders, data engineers, and product owners to translate business problems into robust analytical solutions. The role also provides exposure to cutting-edge data tools, credit risk frameworks, and emerging technologies, making it ideal for professionals looking to enhance their skill set in the financial analytics space.

Key Responsibilities

As a Data Analyst – Credit Risk at CRISIL, your core responsibilities will include:

  • Transforming Business Problems into Analytical Solutions: Ability to understand business challenges, conceptualize them analytically, and provide actionable insights.

  • Data Modeling and Statistical Analysis: Conduct comprehensive data analysis, validation, and modeling using Python, SQL, SAS, Pyspark, and Excel to support strategic decisions.

  • Project Management and Delivery: Lead and manage projects end-to-end, ensuring timely delivery and alignment with business objectives. Apply Agile methodology practices and tools such as Jira, Confluence, and GitHub for seamless project management.

  • Driving Process Efficiency: Identify opportunities to enhance workflows, optimize processes, and deliver efficiency gains across multiple business lines and regions.

  • Decision Support: Utilize data-driven insights to improve customer outcomes and support management in making informed credit risk decisions.

  • Self-Initiated Projects: Take ownership of independent initiatives to uncover business benefits and improve analytical capabilities.

Leadership and Teamwork

The candidate will be expected to demonstrate strong leadership and team collaboration skills. Responsibilities include:

  • Mentorship and Guidance: Support and train junior team members, enhancing their skills and knowledge in data analysis and credit risk assessment.

  • Stakeholder Management: Collaborate effectively with internal teams including business analysts, product owners, and data engineers to ensure alignment and successful project delivery.

  • Global Team Collaboration: Work seamlessly with cross-cultural teams across regions, fostering a collaborative and inclusive environment.

  • Agile Mindset: Embrace Agile practices to manage work efficiently and adapt to changing priorities.

  • Compliance and Risk Management: Maintain adherence to Management of Risk/Internal Controls/Compliance guidelines for self and team.

Required Skills and Qualifications

  • Strong Python, SQL, SAS, Excel, and Pyspark skills.

  • Proven experience in project management using Agile methodology; familiarity with Jira, Confluence, GitHub.

  • Exposure to Credit Risk and Credit Risk Management frameworks.

  • Expertise in data visualization tools such as QlikSense, Tableau, or Power BI.

  • Experience handling large datasets, with knowledge of Big Data tools and Hadoop Data Lake being an advantage.

  • Familiarity with cloud platforms like GCP, AWS, or Azure is a plus.

  • Excellent analytical, problem-solving, and statistical skills.

  • Strong communication and stakeholder management capabilities.

  • Demonstrated ability to mentor junior professionals and lead project teams.

Why Join CRISIL?

At CRISIL, you will be part of a team that values innovation, integrity, and excellence. You will have the opportunity to:

  • Work on high-impact projects in the BFSI domain.

  • Collaborate with global teams and industry experts.

  • Access professional development opportunities and skill enhancement programs.

  • Be part of an organization that fosters inclusivity, growth, and continuous learning.

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