Shaping Global Risk: J.P. Morgan is Hiring a Credit Analyst in Mumbai

J.P. Morgan, a global leader in investment banking and asset management with a 200-year history, is looking for a driven Credit Analyst to join our team at Nirlon Knowledge Park, Mumbai.

As part of the Commercial & Investment Bank, you will be at the forefront of risk management, providing strategic advice and managing credit exposures for some of the world’s most prominent financial institutions. If you have a sharp eye for financial statements and an interest in the banking and insurance sectors, this is your chance to build a career with an industry titan.

The Role: Mastering Credit Risk Exposure

In this role, you will assume coverage of a high-stakes portfolio, ensuring that J.P. Morgan’s risk appetite is balanced with its global business goals.

Key Responsibilities:

• Portfolio Management: Manage a portfolio of clients within the banking and insurance space, grading and reviewing credit risk exposures.

• Financial Monitoring: Track financial performance updates and macroeconomic events that impact your assigned counterparties.

• Credit Analysis: Produce concise, insightful credit memos and articulate clear recommendations for credit decisions to senior officers.

• Due Diligence: Lead the onboarding process for new clients and perform deep-dive reviews for existing ones.

• Transaction Support: Analyse and support the approval process for structured derivatives and complex lending requests.

• Process Innovation: Participate in department-level projects to drive efficiencies and improve risk monitoring metrics.

 Your Professional Success Profile

We are looking for self-starters who can establish trust with internal business partners while maintaining rigorous analytical standards.

• Required Qualifications:

  • Ability to navigate and interpret complex financial statements of financial institutions (Banks & Insurances).

  • A broad understanding of macroeconomic factors and their impact on the financial sector.

  • Basic knowledge of derivatives and lending products.

  • Proficiency in MS Office (Excel, PowerPoint, and Word).

  • Excellent verbal and written communication skills to present credit recommendations.

• Preferred Qualifications:

  • Previous experience in a Credit Risk department.

  • Strong familiarity with the business models of global financial institutions.

• Traits: Ability to multitask and adapt to a fast-paced, changing environment.

Diversity and Inclusion at J.P. Morgan

We recognise that our people are our strength. J.P. Morgan is an Equal Opportunity Employer that values diverse talents. We are committed to a workforce representative of the 100+ countries we serve, providing reasonable accommodations for religious practices, mental health, and physical disabilities.

Workforce Diversity Snapshot: J.P. Morgan continues to lead the industry in transparency regarding diversity. According to our latest reports:

• Global Workforce: Women represent approximately 49% of our global workforce.

• U.S. Diversity: Approximately 53% of our U.S. workforce identifies as ethnically diverse, including 15% Blackand 14% Hispanic representation.

 How to Apply

Posting Date: March 25, 2026.

1. Refine Your Resume: Emphasise your experience with financial statement analysis and any exposure to the BFSI (Banking, Financial Services, and Insurance) sector.

2. Highlight Analytical Wins: Be prepared to discuss a time you identified a credit risk or successfully articulated a complex financial recommendation.

[Apply Now: Credit Analyst at J.P. Morgan Mumbai]