Looking to build your career in business analysis, wholesale credit risk, regulatory compliance, and banking risk transformation? The latest Business Analyst Credit Risk opportunity at KPMG India could be the perfect role for professionals experienced in Basel III, PD/LGD/EAD modeling, SQL, stakeholder management, and credit risk systems.

---

🏢 About KPMG India

KPMG India is one of the world’s leading professional services firms providing Audit, Tax, and Advisory services across multiple industries. The company helps businesses improve governance, compliance, operational efficiency, and risk management through technology-driven and industry-focused solutions.

KPMG India works with thousands of clients across banking, finance, insurance, healthcare, technology, manufacturing, and public sector domains. The organization is known for delivering innovative business and risk consulting solutions while maintaining strong regulatory and governance standards.

---

📌 Job Overview

Company: KPMG India
Job Role: Business Analyst – Wholesale Credit Risk
Location: Bengaluru
Job Type: Full-time
Work Mode: On-site

---

📖 About the Role

KPMG India is hiring experienced professionals for the role of Business Analyst – Wholesale Credit Risk. This position is ideal for candidates with strong expertise in business analysis, banking operations, regulatory compliance, and credit risk management.

The selected candidate will work closely with Risk, Finance, Technology, Operations, and Regulatory teams to support enterprise-level risk transformation projects and improve credit risk processes within banking systems.

This role requires professionals who can understand complex business requirements, translate regulatory expectations into practical solutions, and support implementation across risk and technology platforms.

---

🎯 Key Responsibilities

🔹 Business Analysis & Requirement Gathering

• Conduct stakeholder discussions and requirement gathering sessions.
• Prepare BRDs, FRDs, user stories, and acceptance criteria.
• Perform process mapping and business gap analysis.
• Coordinate with cross-functional teams during project delivery.

📌 Why This Is Important

Strong business analysis helps organizations improve operational efficiency and align technology solutions with business objectives.

---

🔹 Wholesale Credit Risk Management

• Support wholesale credit risk processes and transformation initiatives.
• Work on PD/LGD/EAD data requirements and governance.
• Assist with credit risk model development and validation workflows.
• Monitor model implementation and backtesting activities.

📌 Why This Is Important

Banks and financial institutions use these models to measure, monitor, and reduce lending-related risks.

---

🔹 Regulatory Compliance & Governance

• Support Basel III and CRR compliance initiatives.
• Interpret regulatory frameworks such as PRA, EBA, and ECB guidelines.
• Translate regulatory requirements into business processes and reporting structures.
• Participate in audits and remediation programs.

📌 Why This Is Important

Financial organizations must follow strict compliance standards to maintain operational transparency and reduce financial risk exposure.

---

🔹 Systems, Data & Reporting

• Collaborate with technology teams for system integration and data sourcing.
• Define data quality standards and reconciliation controls.
• Support reporting requirements related to credit risk and regulatory management.
• Validate management information dashboards and reports.

📌 Why This Is Important

Accurate reporting and data governance are essential for effective risk management and business decision-making.

---

🔹 Agile Delivery & Testing

• Participate in sprint planning and backlog grooming.
• Support UAT testing and defect management.
• Develop testing scenarios and operational documentation.
• Contribute to SOPs, process manuals, and implementation playbooks.

📌 Why This Is Important

Testing and Agile delivery ensure smooth implementation of enterprise banking and risk management solutions.

---

✅ Required Skills & Qualifications

🎓 Educational Qualification

Candidates should possess a:

• Bachelor’s Degree or
• Master’s Degree in:
  • Finance
  • Economics
  • Engineering
  • Business
  • Related disciplines

---

💼 Experience Required

• 5–10 years of Business Analyst experience
• Experience in:
  • Banking
  • Financial Services
  • Risk Consulting
  • Risk Technology
  • Credit Risk Operations

---

🛠️ Required Technical Skills

🔹 Core Skills

• Business Analysis
• Requirement Gathering
• Stakeholder Management
• Process Mapping
• Regulatory Compliance
• Credit Risk Lifecycle Knowledge

---

🔹 Banking & Risk Skills

• Wholesale Credit Risk
• Counterparty Risk
• Collateral Management
• Exposure Measurement
• Credit Rating Systems
• Financial Spreading

---

🔹 Regulatory Knowledge

• Basel III
• CRR
• PRA
• EBA
• ECB Frameworks

---

🔹 Technical Skills

• SQL
• Excel
• BPMN
• Data Analysis
• Reporting & Documentation

---

🌟 Preferred Skills

Candidates having the following additional skills may receive preference:

• Python
• Power BI
• Tableau
• SAS
• Oracle
• SQL Server
• IFRS 9
• Stress Testing
• ICAAP
• Automation Tools
• Model Risk Governance

---

🏅 Preferred Certifications

The following certifications are considered an added advantage:

• FRM
• PRM
• CFA
• CBAP
• PMI-PBA
• CSPO

---

📊 Key Performance Indicators (KPIs)

Professionals in this role may be evaluated based on:

• Timely project delivery
• Improved data quality metrics
• Reduction in control exceptions
• Successful audit outcomes
• Stakeholder satisfaction
• Effective process adoption

---

🚀 Why You Should Apply

This opportunity at KPMG India provides excellent exposure to:

• Enterprise-level banking projects
• Regulatory compliance initiatives
• Credit risk transformation programs
• Advanced risk management systems
• Cross-functional collaboration
• Global consulting practices

Professionals interested in business analysis, banking technology, and financial risk management can significantly strengthen their career growth through this role.

---

📌 Apply Now

If you have experience in wholesale credit risk, banking operations, business analysis, and regulatory compliance, this role at KPMG India could be a great opportunity to advance your professional journey.

👉 Interested candidates are encouraged to apply as early as possible to improve their chances of selection.